Zacks: Brokerages Expect Tower International Inc (TOWR) to Announce $1.08 Earnings Per Share

Analysts expect that Tower International Inc (NYSE:TOWR) will announce earnings per share (EPS) of $1.08 for the current quarter, Zacks reports. Four analysts have provided estimates for Tower International’s earnings, with the highest EPS estimate coming in at $1.09 and the lowest estimate coming in at $1.07. Tower International reported earnings per share of $0.97 in the same quarter last year, which would indicate a positive year over year growth rate of 11.3%. The company is expected to announce its next quarterly earnings report on Wednesday, July 25th.

On average, analysts expect that Tower International will report full-year earnings of $4.12 per share for the current financial year, with EPS estimates ranging from $4.07 to $4.15. For the next fiscal year, analysts forecast that the firm will report earnings of $4.35 per share, with EPS estimates ranging from $4.13 to $4.85. Zacks Investment Research’s earnings per share averages are an average based on a survey of sell-side analysts that cover Tower International.

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Tower International (NYSE:TOWR) last issued its earnings results on Thursday, May 3rd. The auto parts company reported $0.82 earnings per share for the quarter, beating the Zacks’ consensus estimate of $0.80 by $0.02. The firm had revenue of $563.51 million for the quarter, compared to the consensus estimate of $546.67 million. Tower International had a return on equity of 28.77% and a net margin of 2.32%. The company’s revenue was up 13.2% compared to the same quarter last year. During the same quarter last year, the business posted $0.76 EPS.

A number of equities research analysts have weighed in on the company. ValuEngine raised Tower International from a “hold” rating to a “buy” rating in a report on Saturday, June 16th. Roth Capital assumed coverage on Tower International in a report on Thursday, May 24th. They issued a “buy” rating and a $41.00 target price on the stock. Finally, Zacks Investment Research downgraded Tower International from a “buy” rating to a “hold” rating in a report on Tuesday, May 8th. Three equities research analysts have rated the stock with a hold rating and four have assigned a buy rating to the company. Tower International presently has an average rating of “Buy” and a consensus target price of $35.50.

Shares of TOWR stock traded up $0.45 during trading hours on Friday, reaching $34.30. The company’s stock had a trading volume of 248,815 shares, compared to its average volume of 90,443. The company has a market cap of $697.15 million, a PE ratio of 9.12, a P/E/G ratio of 1.03 and a beta of 2.28. Tower International has a fifty-two week low of $21.25 and a fifty-two week high of $34.55. The company has a debt-to-equity ratio of 1.18, a quick ratio of 0.97 and a current ratio of 1.12.

The company also recently disclosed a quarterly dividend, which was paid on Friday, June 8th. Investors of record on Thursday, May 10th were issued a dividend of $0.12 per share. This represents a $0.48 annualized dividend and a dividend yield of 1.40%. The ex-dividend date was Wednesday, May 9th. Tower International’s dividend payout ratio (DPR) is 12.77%.

Hedge funds and other institutional investors have recently added to or reduced their stakes in the stock. UBS Asset Management Americas Inc. acquired a new stake in shares of Tower International during the 4th quarter valued at $217,000. Paloma Partners Management Co bought a new position in Tower International during the 4th quarter worth $253,000. MetLife Investment Advisors LLC bought a new position in Tower International during the 4th quarter worth $319,000. Element Capital Management LLC bought a new position in Tower International during the 1st quarter worth $387,000. Finally, Segall Bryant & Hamill LLC bought a new position in Tower International during the 1st quarter worth $493,000. 90.60% of the stock is currently owned by institutional investors.

About Tower International

Tower International, Inc manufactures and sells engineered automotive structural metal components and assemblies primarily for original equipment manufacturers. It operates in two segments, North America and Europe. The company provides body structures and assemblies, including structural metal components, which comprise body pillars, roof rails, and side sills; and Class A surfaces and assemblies that consist of body sides, hoods, doors, fenders, and pickup truck boxes.

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3 Tips for Getting a Car Loan That Won't Kill Your Financial Future

Getting a car loan isn't great for your finances because you have to�pay interest on an asset that's depreciating in value from the moment you drive it off the lot. Expensive car payments can also make accomplishing other goals harder.

Still, despite the fact car loans have downsides,�most people get them anyway for a very simple reason: they need cars and can't afford to buy them with cash.

If you're shopping for a car loan, you can do so responsibly -- you just need to be smart about where and how you secure financing. Here are three steps to take to ensure you're a responsible borrower when you buy a car.�

Image source: Getty Images

1. Shop for financing outside the dealership

Far too many borrowers get financing through their car dealer without giving a second thought to whether this is really the best deal. Because dealers often advertise special promotional financing, it's very tempting to just take out a loan and hope for the best.

In some cases, you'll get a pretty good deal by borrowing through the dealer -- especially if you have good credit. But, dealers also make a profit on financing and the rates and terms they offer aren't always the best.�

Instead of defaulting to dealer financing, price out the car you want to buy and explore all your loan options through banks, credit unions, and online lenders. Compare interest, the length of the loan, loan origination fees, and any prepayment penalties for repaying early. If you can get a better deal outside the dealership, take it.�

You may also decide to get creative with vehicle financing. If you're going to pay off the car within around a year of buying it, you may be able to use a credit card to pay for at least part of it. You could use a balance transfer and get a check from your credit card -- which usually comes with around a 3% transaction fee -- and essentially do a cash deal with the car dealer using this money. You could also pay for part of the car on a card with a 0% introductory rate on purchases, but dealers will limit how much of the car you can charge.�

2. Borrow the minimum

If you have to borrow to buy a car, you shouldn't be buying a very expensive vehicle. Unfortunately,�Experian's recent report on the state of auto financing revealed the average new car borrower financed $31,445 in the first quarter of 2018 -- a new record and an amount that slightly exceeds per capita incomes.�That means people are borrowing more to buy a car than they make in a year!

With record high balances and average interest rates up to 5.17% --�an increase of about a third of a percentage point compared with a year ago -- borrowers are paying more than ever for new vehicles with monthly payments reaching a record-high of $523.

This is�way�too much money so just don't do it. If you instead borrowed $15,000 to buy a used car, a loan at 5.6% repaid over four years would give you a monthly payment of $350 and leave you with $173 extra per month to invest.

If you put $173 monthly into a retirement account earning 8% from age 30 to age 65, you'd end up with almost $400,000. Would you rather have a nicer car or a 401(k) worth more than double the average pre-retiree's savings?�

3. Don't stretch out your loan term

Experian also revealed another troubling statistic: Borrowers are taking out loans that last longer than ever.�

Average loan lengths for new vehicles reached 69 months in the first quarter of 2018, but 72-month loans still remain the most popular term. Troublingly, almost one-quarter of borrowers took loans lasting between 85 and 96 months. In 2008, only 10% of borrowers took loans they'd be repaying for so long.�

If you take eight years to repay your car, or even 5.7 years, chances are good that you'll be itching for a new car as soon as it's paid off. You may never get any time when you don't have car payments and could devote your income to building wealth.�

Furthermore, stretching out your loan over a long time means you're going to end up paying a lot more interest. If you took the average $31,445 car loan at 5.6% and financed the car over different periods of time, here's what the math looks like:

Loan Term (In Months)

Monthly Payments

Total Loan Cost

48	$733	$35,171
60	$602	$36,125
69	$534	$36,852
72	$515	$37,096
84	$453	$38,082
96	$407	$39,085

Chart and calculations by author.

While the $407 monthly payment may seem much more affordable than the $733 payment, you'd pay almost $4,000 more for the same car!�

If $733 seems like too high a payment, that's where borrowing just $15,000 helps. Consider the math on a $15,000 car loan over the same time period at the same interest rate.�

Loan Term (In Months)	Monthly Payments	Total Loan Cost
24	$662	$15,891
36	$454	$16,330
48	$350	$16,777
60	$287	$17,233

Chart and calculations by author.

As you can see, shorter loan terms are much more affordable. You could pay off the car sooner, save your "car payments" to pay cash for your next vehicle, and still have money left over.�

Be smart about your car loan

Driving a safe and reliable car is important, but that doesn't mean you should borrow a fortune for one. Finance your car with the lender offering the best deal, buy the cheapest car you're comfortable with, and finance a car for the shortest term you can afford, and you'll be in much better shape for the long-term.

Traders Sell Shares of iShares Barclays TIPS Bond Fund (TIP) on Strength (TIP)

Traders sold shares of iShares Barclays TIPS Bond Fund (NYSEARCA:TIP) on strength during trading on Tuesday. $54.05 million flowed into the stock on the tick-up and $151.27 million flowed out of the stock on the tick-down, for a money net flow of $97.22 million out of the stock. Of all companies tracked, iShares Barclays TIPS Bond Fund had the 5th highest net out-flow for the day. iShares Barclays TIPS Bond Fund traded up $0.18 for the day and closed at $112.35

The firm also recently announced a monthly dividend, which was paid on Thursday, June 7th. Stockholders of record on Monday, June 4th were paid a dividend of $0.3358 per share. The ex-dividend date of this dividend was Friday, June 1st. This represents a $4.03 dividend on an annualized basis and a dividend yield of 3.59%.

Several institutional investors and hedge funds have recently added to or reduced their stakes in the company. Private Vista LLC bought a new position in shares of iShares Barclays TIPS Bond Fund during the first quarter valued at approximately $206,000. Wealth Alliance Advisory Group LLC bought a new position in shares of iShares Barclays TIPS Bond Fund during the first quarter valued at approximately $1,554,000. Peak Capital Management LLC grew its stake in shares of iShares Barclays TIPS Bond Fund by 16.7% during the first quarter. Peak Capital Management LLC now owns 4,802 shares of the exchange traded fund’s stock valued at $543,000 after buying an additional 688 shares during the last quarter. Suntrust Banks Inc. grew its stake in shares of iShares Barclays TIPS Bond Fund by 52.4% during the first quarter. Suntrust Banks Inc. now owns 229,437 shares of the exchange traded fund’s stock valued at $25,937,000 after buying an additional 78,915 shares during the last quarter. Finally, Allianz Asset Management GmbH grew its stake in shares of iShares Barclays TIPS Bond Fund by 667.8% during the first quarter. Allianz Asset Management GmbH now owns 39,072 shares of the exchange traded fund’s stock valued at $4,418,000 after buying an additional 33,983 shares during the last quarter.

iShares Barclays TIPS Bond Fund Company Profile

iShares TIPS Bond ETF (the Fund), formerly iShares Barclays Treasury Inflation Protected Securities Bond Fund, is an exchange-traded fund (ETF). The Fund seeks investment results that correspond generally to the price and yield performance, before fees and expenses, of the Barclays U.S. Treasury Inflation Protected Securities (TIPS) Index (Series-L) (the Index).

Hot Low Price Stocks To Watch For 2019

tags:MHLD,PLX,EL,LIVE,GD,TCPC,

When fear and volatility rear their ugly heads, investors will traditionally turn to more conservative investments -- such as gold. Presumably, this is what happened during the bitterly fought presidential campaign. In 2016, the price of gold, which ended the year up about 8%, had climbed as much as 28% at one point.

Similarly, many gold stocks enjoyed quite the ride last year -- rides that have extended into the new year, leaving some companies trading at seriously low prices. Of course, this doesn't mean these companies are worthy of investment. So let's grab our pickaxes and see what we can uncover.

Image source: Getty Images.�

Minding the miners

When considering gold-mining companies' stocks, it's important to recognize that the traditional price-to-earnings ratio doesn't have as much merit. Because of non-cash charges -- like depreciation -- it's not uncommon for companies to take large writedowns on their assets, resulting in skewed earnings figures. Yamana Gold, for example,�recorded non-cash impairment charges of $2.6 billion.�In the company's annual report, management acknowledged that "the largest contributor to the impairment was the writedown of values relating to exploration land�and potential ounces."

Hot Low Price Stocks To Watch For 2019: Maiden Hldgs Ltd(MHLD)

Advisors' Opinion:

• [By Lisa Levin]

   

  Companies Reporting After The Bell Booking Holdings Inc. (NASDAQ: BKNG) is projected to post quarterly earnings at $10.67 per share on revenue of $2.87 billion. CenturyLink, Inc. (NYSE: CTL) is expected to post quarterly earnings at $0.19 per share on revenue of $6.00 billion. Albemarle Corporation (NYSE: ALB) is projected to post quarterly earnings at $1.21 per share on revenue of $803.36 million. Spectra Energy Partners, LP (NYSE: SEP) is estimated to post quarterly earnings at $0.81 per share on revenue of $751.57 million. IAC/InterActiveCorp (NASDAQ: IAC) is expected to post quarterly earnings at $0.8 per share on revenue of $923.80 million. Open Text Corporation (NASDAQ: OTEX) is projected to post quarterly earnings at $0.62 per share on revenue of $691.75 million. Tutor Perini Corporation (NYSE: TPC) is expected to post quarterly earnings at $0.29 per share on revenue of $1.09 billion. Twenty-First Century Fox, Inc. (NASDAQ: FOXA) is projected to post quarterly earnings at $0.54 per share on revenue of $7.41 billion. ICU Medical, Inc. (NASDAQ: ICUI) is estimated to post quarterly earnings at $1.84 per share on revenue of $346.28 million. TechnipFMC plc (NYSE: FTI) is expected to post quarterly earnings at $0.33 per share on revenue of $3.13 billion. Synaptics Incorporated (NASDAQ: SYNA) is projected to post quarterly earnings at $0.91 per share on revenue of $401.76 million. The Dun & Bradstreet Corporation (NYSE: DNB) is expected to post quarterly earnings at $1.07 per share on revenue of $386.91 million. Matrix Service Company (NASDAQ: MTRX) is estimated to post quarterly earnings at $0.07 per share on revenue of $285.16 million. Maiden Holdings, Ltd. (NASDAQ: MHLD) is projected to post quarterly earnings at $0.21 per share on revenue of $739.31 million. tronc, Inc. (NASDAQ: TRNC) is expected to post quarterly earnings at $0.65 per share on revenue of $428.25 million. Copa Holdings,
• [By Lisa Levin]

   

  Losers Netshoes (Cayman) Limited (NASDAQ: NETS) shares dipped 43.73 percent to close at $2.87 on Tuesday as the company posted downbeat Q1 results. Cesca Therapeutics Inc. (NASDAQ: KOOL) shares dropped 29.01 percent to close at $0.80 after reporting Q1 results. SenesTech, Inc. (NASDAQ: SNES) shares fell 22.2 percent to close at $0.340 after reporting Q1 miss. Vipshop Holdings Limited (NYSE: VIPS) fell 19.95 percent to close at $12.08 after the company reported weaker-than-expected earnings for its first quarter on Monday. Image Sensing Systems, Inc. (NASDAQ: ISNS) fell 19.68 percent to close at $3.775 after reporting earnings were down year over year. First quarter earnings came in flat, down from 4 cents per share in the same quarter of last year. Sales came in at $3.01 million. Boxlight Corporation (NASDAQ: BOXL) dropped 18.47 percent to close at $9.62 on Tuesday after surging 77.44 percent on Monday. ENDRA Life Sciences Inc. (NASDAQ: NDRA) declined 16.21 percent to close at $2.43. ENDRA Life Sciences is expected to release quarterly earnings today. ALJ Regional Holdings, Inc. (NASDAQ: ALJJ) shares fell 16.13 percent to close at $1.79. Switch Inc (NYSE: SWCH) shares dropped 14.93 percent to close at $13.16 following a first-quarter earnings miss. Restoration Robotics Inc (NASDAQ: HAIR) fell 14.42 percent to close at $3.68 after reporting a first-quarter earnings miss. iCAD, Inc. (NASDAQ: ICAD) declined 13.01 percent to close at $3.41 following Q1 results. Intersections Inc. (NASDAQ: INTX) fell 12.44 percent to close at $1.97. Histogenics Corporation (NASDAQ: HSGX) declined 12.24 percent to close at $2.15. AZZ Inc. (NYSE: AZZ) fell 12.1 percent to close at $39.60 following Q3 earnings. Hallador Energy Company (NASDAQ: HNRG) fell 11.1 percent to close at $6.49. Integrated Media Technology Limited (NASDAQ: IMTE) dropped 10.66 percent to close at $16.93 on Tuesday. Myomo, Inc. (NYSE: MYO) slipp

Hot Low Price Stocks To Watch For 2019: Protalix BioTherapeutics, Inc.(PLX)

Advisors' Opinion:

• [By Stephan Byrd]

  ILLEGAL ACTIVITY NOTICE: “Protalix Biotherapeutics (PLX) Shares Up 6.8%” was first posted by Ticker Report and is the sole property of of Ticker Report. If you are reading this story on another site, it was illegally stolen and reposted in violation of U.S. & international trademark and copyright laws. The legal version of this story can be read at https://www.tickerreport.com/banking-finance/3355139/protalix-biotherapeutics-plx-shares-up-6-8.html.

Hot Low Price Stocks To Watch For 2019: Estee Lauder Companies, Inc. (EL)

Advisors' Opinion:

• [By Tyler Crowe]

  With this in mind, I thought I would share three companies that I recently added to my portfolio: uniform rental company Cintas (NASDAQ:CTAS), beauty and personal care product retailer Estee Lauder Company (NYSE:EL), and global market maker Intercontinental Exchange (NYSE:ICE). Here's why I think they are great investments and why they made it into my portfolio.

• [By Motley Fool Staff and Asit Sharma]

  The Industry Focus�crew recently debuted coverage of�Est茅e Lauder (NYSE:EL), and an Ulta Beauty�(NASDAQ:ULTA) shareholder wants to know:

  We hold Ulta and have watched its stock go on sale over these months, unfortunately. It was interesting that Est茅e Lauder hadn't listed them as a competitor. I guess these companies thrive together, then. Both are staking their growth on premium products like MAC, for example. I hadn't anticipated anything like the decline in Ulta, and I'm further surprised at its contrast with Est茅e Lauder. Can you square the market's perspective here?

• [By Motley Fool Staff]

  The Industry Focus�team concludes its discussion of�Ulta Beauty (NASDAQ:ULTA)�with a look at the company's tight margin structure -- from the cost of running physical stores -- and how that stacks up against profitability at fellow skincare and cosmetics leader Est茅e Lauder�(NYSE:EL).

• [By Ethan Ryder]

  Est茅e Lauder Companies (NYSE:EL)‘s stock had its “buy” rating reiterated by Wells Fargo in a note issued to investors on Monday. They currently have a $168.00 price objective on the stock. Wells Fargo’s target price points to a potential upside of 13.61% from the company’s previous close.

Hot Low Price Stocks To Watch For 2019: Live Ventures Incorporated(LIVE)

Advisors' Opinion:

• [By Ethan Ryder]

  Live Ventures (NASDAQ: LIVE) and PennantPark Investment (NASDAQ:PNNT) are both small-cap computer and technology companies, but which is the better business? We will compare the two companies based on the strength of their valuation, dividends, analyst recommendations, risk, earnings, profitability and institutional ownership.

Hot Low Price Stocks To Watch For 2019: S&P GSCI(GD)

Advisors' Opinion:

• [By Ethan Ryder]

  Traders sold shares of General Dynamics (NYSE:GD) on strength during trading on Friday. $52.91 million flowed into the stock on the tick-up and $170.65 million flowed out of the stock on the tick-down, for a money net flow of $117.74 million out of the stock. Of all stocks tracked, General Dynamics had the 0th highest net out-flow for the day. General Dynamics traded up $0.76 for the day and closed at $202.52

• [By Joseph Griffin]

  Riverhead Capital Management LLC increased its holdings in shares of General Dynamics (NYSE:GD) by 223.5% in the 1st quarter, according to its most recent filing with the SEC. The fund owned 12,055 shares of the aerospace company’s stock after purchasing an additional 8,328 shares during the period. Riverhead Capital Management LLC’s holdings in General Dynamics were worth $2,663,000 at the end of the most recent reporting period.

• [By ]

  Moreno was also upbeat on General Dynamics (GD) , which just made a bullish crossover, but felt that Raytheon had the best chart of them all.

  Cramer agreed, saying he's bullish on all of these names.

• [By Max Byerly]

  Get a free copy of the Zacks research report on General Dynamics (GD)

  For more information about research offerings from Zacks Investment Research, visit Zacks.com

Hot Low Price Stocks To Watch For 2019: TCP Capital Corp.(TCPC)

Advisors' Opinion:

• [By Joseph Griffin]

  TCP Capital (NASDAQ:TCPC)‘s stock had its “buy” rating restated by equities research analysts at National Securities in a research report issued to clients and investors on Monday. They presently have a $17.00 price objective on the investment management company’s stock. National Securities’ price target indicates a potential upside of 17.24% from the stock’s previous close.

• [By Joseph Griffin]

  TCP Capital (NASDAQ:TCPC) was upgraded by analysts at BidaskClub from a “sell” rating to a “hold” rating in a note issued to investors on Saturday.